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šŸ– All You Have to Know About Blackjack Insurance & Even Money

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Blackjack Options - How Blackjack Works | HowStuffWorks Do casinos have insurance

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As the director of risk management for a Philadelphia casino at the time, my initial. covers the gray areas where general liability coverage does not. While related to the workplace violence coverage that has been around forĀ ...
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Do casinos have insurancecasinobonus

do casinos have insurance More Casinos Succeeding With The 'That Jackpot You Won Was Really A Computer Glitch' Claim Techdirt Mon, Jun 7th 2010 12:30pm ā€” Over the remarkable, casino in orlando international drive amusing, we've seen a of stories about people computerized games in casinos, only to be told that the prize wasand the casino wouldn't pay or wouldn't pay nearly as much.
It seems to happen pretty damn frequently.
Given how frequently this seems to happen, isn't it about time someone got read more working on all these "glitches"?
Filed Under:, To me there should be a law that any glitch should be determined against the casino.
To me it makes no sense that any "win" can be appealed to a state gaming authority, which is packed with casino cronies, to have it taken away.
So if you get a jackpot above that, then you should know something is wrong.
I'm not sure if that happened in this case.
If the casino cannot hire someone to program correctly, it should be their loss.
It is not fair for a player to win according to the action of the machine, then to be told by the Casino must have occurred.
The Casinos cannot be trusted to be fair with the customer.
It is not the player's fault that there is a glitch in the machine and the jackpot should be paid and the Casino should eat it.
All of the machines should be PROGRAMED to automatically and immediately show an ERROR Code when a glitch happens.
The casino missed out on an opportunity here.
This way you get millions more people coming in hoping to cash in on that now non-existent glitch.
They don't even have to give the full amount.
A few million would do just fine.
The way it is now, a lot of people won't go believing that even if they did win big, it would be taken away.
And how long visit web page the smaller winnings get called glitches and get taken away?
Do you think you're the first to have thought of such a law?
Those lobbyists are worth every penny the casinos pay them.
And furthermore the gaming authority should require Casino's to program their slot machines to do so.
They actually have quality control on their software development process.
Gaming isn't exactly alow profit industry that would do casinos have insurance to remain afload if required to invest in their own quality control standards.
Legislate a requirement that gaming technology errors in favour of the consumer be honoured in full.
Maybe then the vendors will start actually developing quality products.
These companies should man-up for their mistakes and pay.
Settling up for a million or do casinos have insurance a hundred thousand would have been a good move from a PR standpoint.
There should be an industry insurance or bonding system that pays up for glitches like this.
Everyone would pay in and agree to abide by certain quality control standards.
Payments would stay pretty low as long as a company didn't have any claims, but once they did their premiums would go way up.
That would create some incentives to avoid shortcuts that lead to glitches, and it would create some industry watchdog groups who have an interest in keeping quality high.
Report fraud in the odds they have admitted that the machines do not work and give faults payouts.
Is it more likely for you to win from a glitch of lose.
I would say lose and you would not notice this.
So by that logic all the money that was spent could have been a winner but due to a glich it said that you lost.
By not owning up to the payment is the same as telling some one at the black jack table sorry the card shuffler glitched and gave you the last 3 black jacks so we are taking the winnings back.
I have it for my IT consulting business.
There is no reason the same type of insurance couldn't cover Casinos and other financial or gaming institutions.
Obviously the premiums would reflect the amount of risk involved for the type of industry it is used for.
Mine is super cheap for the type of coverage.
The house makes the rules, the house keeps your money and you have nothing you can do about it.
If you must gamble, stay with a game with a person.
At least you have a chance.
Or just hold your money and invest it in other endeavors that better yourself.
That's the best way to do it.
Don't gamble at a continuous shuffle machine.
They constantly stack the deck against you.
If you can't see the cards the dealer is dealing from IE a 6 deck clear shoe, or hand dealt don't play that table.
On the other hand, if they shuffle with an electronic shuffler, then place the shuffled deck into a clear shoe, it might still be stacked, but you have a better chance than a continuous shuffle.
Unless someone hear has ever heard of a casino seeing someone lose, find a glitch, tell them they actually won, and give them the prize?
Unless they can prove that they make equivalent checks for losses as they do for wins, then they should be liable for share casino banking investopedia think payout.
Also, are they hiring monkeys to programme for them?
If it were that hard to deal with errors then it'd be a miracle to boot the average PC.
So yes, it does only happen when someone wins a big prize.
Smalls wins aren't checked.
It's also important to know that the casino did not claim that the machine malfunctioned.
The Gaming Commission examined the machine, determined the correct payout, and the casino paid it.
To be clear, the machine was not examined for an error because the casino wanted to challenge the payout.
The machine was examined for an error because the law requires it.
Even if there were no question about the correct payout, the machine still would have been turned over to the Gaming Commission for inspection prior to the claim being paid.
Last, there are signs explaining this policy posted at the entrance and on every single machine.
The signs explicitly state that the machines will be checked and any malfunction will be decided in favor of the house.
By playing, you agree to this.
This isn't just a house rule; it's the law.
So you see, not so evil.
More like an unpopular call by a ref in a game with a team you hate and an likely underdog.
More like an unpopular call by a ref in a game with a team you hate and an likely underdog.
I don't know about that.
It seems more like a call by a ref who's working for your opponent.
I mean how objective is the gaming commission, really?
Whose interests are they out to protect, the gambler's?
That's not very fair.
How about both sides, as well as they can?
If they even protected both sides as well as they can that would be great, but given the pervasiveness of regulatory capture, that seems unlikely.
Clearly, parties on both sides are citizens and are deserving of protection under the law.
If the Casino loses big, it obviously has every incentive to avoid paying out big.
A bad run of luck could absolutely kill a Casino, and the investors would lose their money.
For exactly the same reasons, your health insurance company has no incentive to come through and pay for a catastrophic sort of illness, but has for the identical reasons every incentive to avoid paying out big.
A bad run of expensive to treat illness in their insured population could absolutely kill an Insurance company, and the investors would lose their money.
The small payouts are no problem.
Of course, people could self fund and make those payments for the most part and do better than they would taking out insurance.
So we are sold with the idea that we need health insurance to cover us should disaster strike.
But since that doesn't happen so often, it is pretty easy for Insurance companies to make the sell FOR that reason, while in reality NOT coming through should someone really get sick in an expensive way.
Yeah, it's a bummer that customers are the ones liable for the supposed mistakes of game programmers rather than the Casinos.
Identically, the customers are the ones liable for any discrepancies in forms and filings for Health Insurance.
In either case, nobody is going to care as long as "the house" is winning over all, but should they lose big it is the customer who stands to lose.
That's part of the risk and reward.
If I lose then the Casino expects to get paid.
If I win I expect to get paid.
If there is a glitch then tough titties.
I have to trust that the machine are not rigged in the first place.
There is an expectation of fairness.
The same goes with insurance.
If I pay into a system then I expect to be covered.
Not only when times are easy but when times are hard.
In either case both industries should keep enough liquid cash to hold up their end of the bargain.
Corporations want the rights of people without the responsibility.
If a business is making a bet, there is every incentive to market the bet https://veronsmeatmarket.com/casino/hilton-ponce-golf-casino-resort-rooms.html being a good one for the customer, while at the same time making the bet as bad of one for the customer as possible.
Somebody has to step in and say, "Sorry bud, but you made the bet, you took the money, you lost, you pay up.
But without regulation and government, the customer due a big payout is almost never going to get a fair shake.
There just are not any market forces that force fairness in betting where the big payouts are so few and far between.
It may also be worth noting that even informing your intended victim that you intend to rob or defraud him is not legal otherwise anyone who robs a bank with nothing more than a do casinos have insurance would get off scott free.
But they are in business and paying out occasionally brings in all the other customers who pay in.
We definitely don't want to do casinos have insurance the Google engineers tackle this one.
After all, a 3 year glitch seems to be common these days.
I feel bad that so many commercial applications are going into production with so many blatant bugs.
Of course I'm being totally sarcastic.
Even if this is a glitch, so what!
The Casino lost the bet.
If it were me, I'd call the police, report a theft and hire a lawyer to negotiate much better terms of my payout!
Normally a reset value is gaming, lotteries, etc.
Depending on the casino, I have also left wondering: why did I pay to stand around with a bunch of fat people on vacation?
Nice mental image, isn't it?
Even better if you mix in some Old West movie props.
Everyone understands that the house is responsible for shuffling the deck, but the house can somehow still claim that what the computer game says isn't what it really means.
It's different from the count that players may use.
If you've watched the movie "21", though it's not entirely accurate, it's good to show those issues.
Please don't take everything said in it to heart.
Basically, casinos do a really good job of shuffling 6 or 7 decks and ensuring that the casino has a LOT to gain before it loses.
I've yet to hear about huge payouts in the millions.
You are against the pit bosses, the dealers, and the guys in the back.
If you think about it, it's you versus the establishment.
Trust do casinos have insurance, after living in Vegas for years, the odds will never be in your favor.
As I've mentioned before, the best game for it is Baccarat.
At least then, the odds are closer to 50% than in Blackjack.
There was a reason for that.
Then those pesky lobbyists got in and changed the law.
How to win at Las Vegas Go there, enjoy the cheap hotels bonus codes casino food.
That way you beat the house every time.
If you really must gamble - do it on the stock exchange.
On average it pays out.
I thought Techdirt was against money for nothing business models?
And a slot machine is a much less complicated machine than what I was writing for.
Yeah, it's always harder than someone who knows nothing about programming would think.
But it seems to me that the ones doing this sloppy work are people who know nothing or at least, not enough here programming, which is probably how these errors get introduced in the first place.
They had to risk some of their money to try to win a larger amount.
Free money would be if you didn't have to pay to press the little button and you hit the jackpot anyway.
The kind of easy that not falling off a bike is.
It's still easier to fall off.
Thats what happened here.
The programmers didn't care enough to finalize their checks in the code, if it was in fact a glitch of 11m proportions.
This is the kind of thing that makes me want to gamble even less than I already do.
I realize that to someone outside of the industry, it sounds hokey, but it's what happens every time, and there are very few errors.
In addition, there are signs posted at the entrance and on every single machine.
The signs explicitly state that the machines will be checked and any malfunction will be decided in favor of the house.
By playing, you agree to this.
This isn't just a house rule; as a part of Title 31, it's the law in Oklahoma.
Regardless, these machines are so tightly tracked that there aren't that many errors.
The fact that this error is newsworthy shows you how rare an error of this magnitude is.
Complain about programming all you want, but there are no perfect programmers, and there is no perfect code, especially not in complicated machines.
About the 'theft', how can you steal something that someone never owned?
And how is it stealing when you're following the procedure and rules that you had to agree to before you played?
I'm all for the little guy, but this isn't a case of Little Guy vs.
It's Little Whiny Guy vs.
Both the Consumer in this case the player and the provider the Casino made a bet.
The Casino lost the bet, and says "sorry, glitch, you don't get the money".
I know that laws and regulations try and do a good job and you "posted" a warning, but it still comes down to 1 point and 1 point always: they made a bet, on a machine they own, and lost.
I do not get to claim a glitch after everypull that losses and it for all we know every pull that day may have been a glitch in the Casino's favor, I dont see Johnny Law or the Casino crying about that, and I don't have the right to dispute it.
IF you operate in the Casino industry, have to take the good and the bad.
The customers know this just as well but the Casino's can cry about it the Customers just have suck it apparently.
Glad i just play Poker.
You're assuming that the player won the bet, and the Casino is attempting to renege on that.
It's simply not the case.
It's as though you were playing poker with six decks, and when everyone showed their hands, there were thirty aces on the table.
Obviously, there's been an error, and the player with the winning hand didn't actually win anything.
In some cases, the player didn't win the bet.
They lost the bet but thought they won, and now they are sad.
I bet Dewey was sad, too, when he thought he won.
Unfortunately, when the ballots were checked, he lost.
In this case, the player did win the bet, but not for as much as they thought they did.
Or do you chalk it up to error?
Or do you chalk it up to error?
So basically any equipment failure is to the casinos favour.
Or do you chalk it up to error?
Further, it didn't tell the player that they had won that amount of money.
It switched back and forth from the actual win to the larger number, and was obviously malfunctioning.
Now the player is whining that it malfunctioned.
Well, boohoo for him.
Next, get your facts.
The casino didn't claim that the machine malfunctioned.
It seems like many of you think that the casino said, 'Oh, hell, that's a ton of money!
Let's get out of it!
That's not what happened.
Let's turn the machine over to the Gaming Commission, as state law requires, after which we will pay out however much the Commission tells us to.
So how evil is the casino now?
And last, the player agreed to the rules before playing the game.
The rules included machine examinations by the Gaming Commission for large wins.
So really, we're talking about someone who played by the rules, lost, and now wants to whine about the rules.
And this is who you're arguing in favor of?
Or, more reasonably, advocate to get the law changed so that it's not always in the casino's favor anymore.
No one reads the EULA, and frankly there shouldn't even be one for slots.
You put your money in, and you -might- win some money back, simple as that for the end-user.
Yes yes, I know, laws, rules, blah blah blah, but as has been pointed out already in the comments, all of that is stacked WELL in favor of the casino.
These signs are different from EULAs in many ways.
One difference is that you can read the sign before you put down any money, which you can't do with a EULA.
Another large difference is that most EULAs attempt to reduce what your rights are under the law, while these signs simply explain what the law is.
Which is why I've always thought that card-counting should not only be legal which it is, per the Nevada Supreme Courtbut a casino shouldn't even be able to kick you out for doing it.
If they offer a game to play, they shouldn't be able to tell people they can only play it as long as they don't play very well.
If a person who uses nothing other than their own god-given talents and the brain they were born with can beat the casino at its own game, then the casino should have to bear that loss.
If the player is using trickery or computers or some other outside aid, that's one thing, but if it's just their own innate skill, then the law should require the casino to honor any winnings and bar them from blacklisting such people.
I'm down with card-counting, but I'm not down with anything that waters down my right to kick out customers when I feel that it's needful, without being investigated for it.
It's just not a good reason to cheat, especially when the house always wins, anyway.
You are not employed by the gaming industry to debunk truths about their cheating?
I'm gonna build a robot with a rocket launcher and anti bug spray.
I ofcourse will not use the rocket laucher for anything I will just make it spray bugs with anti bug spray infront of the white house.
A software glitch, I just killed Obama.
Sry Secret Service, it was a software bug :D.
I hope this casino gets what its asking for.
Or do you chalk it up to error?
Remember, there is a limit to liability.
I don't even doubt that warnings are plastered on all the machines, which kinda like a EULA supposedly lock in the customer to terms that don't make sense from the customer's perspective.
It remains that this is unfair.
It also remains that glitches in a bank's system cannot be compared to a slot machine.
When you transfer funds between accounts or to another user, the transfer of those funds is the functionality the bank is selling to the customer.
If a glitch failed to transfer the funds, or transfered too much money, then this behavior isn't consistent with the product the bank is selling to the customer, i.
In this case, the business is selling bets.
The casino chooses to purchase machines from other businesses.
Then the machine indicates a payoff of 11 million.
This is consistent with what a user certainly hoped for when they put money into the machine.
Then AFTER the fact, the business does not pay due to a fault either in configuring the machine, or in the machine itself.
Now, I have a number of problems with this.
I could go on.
I don't gamble via casinos, lotteries, etc.
I gamble by buying insurance.
It is the same game, placing a bet, and hoping the house will pay if they lose.
My In-laws lost that bet and went bankrupt when my mother-in-law got cancer.
All perfectly "legal" and consistent with the law of the land, and the fine print in the contracts.
Forgive me if I find the fact that the process in this case is "legal".
It once was legal to simply shoot an American Indian if you wanted to.
Doesn't make it right or moral.
The bank analogy doesn't completely follow through, but it does show that the opposite view can still be tenable.
You're wrong in your comparison of the signs to EULAs.
These signs are different from EULAs in many ways.
One difference is that you can read the sign before you put down any money, which you can't do with a EULA.
Another large difference is that most EULAs attempt to reduce what your rights are under the law, while these signs simply explain the law.
The player saw the two different numbers, and assumed that the larger number was the payout.
It's also important to know that the business didn't claim that the machine malfunctioned.
Per law, they turned the machine over to the Gaming Commission.
The Gaming Commission determined the correct payout, and the casino paid it.
To be clear, the machine was not examined for an error because the casino wanted to challenge the payout.
The machine was examined for an error because the law requires it.
Even if there were no question about the correct payout, the machine still would have been turned over to the Gaming Commission for inspection prior to the claim being paid.
Yes, the casino has very limited liability in these cases.
Because a large liability isn't necessary.
Nobody is hurt if someone loses a jackpot, or receives a smaller amount than they would have liked.
Errors in a casino are not like errors in a vehicle, a bank, or in an operating room.
Errors in a casino don't cause harm for a player, so there simply isn't any reason to create large liabilities for the casinos.
And last, the player agreed to the rules before playing the game.
The rules included machine examinations by the Gaming Commission for large wins.
So really, we're talking about someone who played by the rules, lost, and now wants to whine about the rules.
And this is who you're arguing in favor of?
Or do you chalk it up to error.
Typically the company manufacturing the gaming device will employ a third party to verify that statistically speaking all the pay tables are correct, that all wins stand a chance of coming up etc.
Then the device is submitted to the Nevada gaming commission for approvals.
This allows them to manipulate the game outcomes and verify that the machine displays properly e.
So the house can select whether they want a specific device to pay 89%, 92%, 94% etc.
Identical devices sitting side by side can have different pay tables selected, though when I was involved the pay tables weren't changed very often.
Because of the large number of pay tables there are lots of combinations to test, but in general they are all well tested before the machine is approved by Nevada.
So my guess is that the bug was somewhere outside the actual game play code, and from the sounds of the size of the jackpot it may not have been do casinos have insurance bug in the gaming device at do casinos have insurance />It may have been a bug in the progressive controller the system that links all the machines together so that they contribute to a common jackpot or the central control system.
Some jurisdictions will take a machine being evaluated for approvals and hook it up to an outlet that is randomly switched on and off, put a bunch of credits in and let it play for several days.
When not waiting for human input they can play hundreds to thousands of games every second.
It has to play the games continuously and record all the outcomes properly, and it has to continue to do so no matter how many times the power is interrupted or where in the code it is executing at the time the power went away.
All the while they can be standing there inserting bills or coins into the machine, even while the power is constantly cycling.
It's not always as simple as it seems, then when you throw in communication protocols and coordinating with a progressive controller and and a central control system, mistakes are possible.
I'm not sure I see it as a major problem.
Sometimes there are glitches.
The casinos can buy their central control systems from one place, their progressive controllers from another and their gaming devices from a dozen different manufacturers.
Should they be held responsible for every glitch along the way?
Is it any different than the bank computer glitch that puts millions in your checking account?
In the end, people should gamble for one reason and one reason only.
If it doesn't feel like it was worth the price of admission, don't go back again.
What is it about the odds favoring the house that so many people fail to understand and accept?
This is why I do not gamble in casinos.
Lotteries are my sole form of gambling, and I expect to lose every single time, except for the extremely remote possibilities that I may actually win something at all or win the big one.
Someone eventually does, but it sure isn't me.
At least so far.
Can you imagine what would happen if a glitch occurred in the Powerball or MegaMillions lotteries, and the winning ticket was denied payment?
Nobody would ever buy another ticket again.
Why the same principle doesn't seem to apply to casinos is beyond me.
You don't like the odds at a Lottery - where you could say bet on Black at a roulette table, or count cards at a Blackjack table untill the house decided they didn't want to play with you any more and possibly broke your arms on the way out.
Where your odds of winning are lower then your odds of being killed by falling space debris?
I'm not a gambler - but if you are going to play, even casino machines have much better odds than large lotteries.
OH well when fewer people start gong cause they know the learn more here are really gaming them.
Every game you see in a casino is software written by a developer somewhere.
I wish software engineers were all perfect but they're not, and mistakes are made.
We do a lot of development testing on our games.
Then we send them to our QA department and test them a LOT more.
Then we send them to multiple state jurisdictional labs who each do more testing.
And yet some things fall through the cracks.
Danny, you only hear about it in the news when there's a big prize.
If a glitch occurs on smaller prizes they usually just give it to the patron because there's no need to generate bad will over a small sum of money.
Paul, casino games are one of the most highly regulated things we do in this country.
There are a lot of rules and independent agencies in place to protect players from getting screwed by unscrupulous casinos.
Most of the laws in place favor the patron.
A few of those rules are in favor of the casino, including "malfunction voids all pays and plays.
It looks like someone under-flowed an unsigned int and displayed it as the prize.
Yes, and it's a malfunction.
It is what the NEXT jackpot winner would have won, assuming nobody in the casino noticed the error and shut the machines down before then.
That's hardly the casinos fault.
I want the jackpot I would have won!
Its not a legitimate legal complaint.
Take it to court and you'd get thrown out.
The glitch must be taken in context.
Those who want the casino to pay out aren't basing that on right and wrong, they are basing that on hating 'the man.
Now this is a strategy that's not going to fly, but: howabout from now on, in Colorado, anytime a slot machine player has a turn and DOESN'T win, take that dang machine on down to the Gaming Commission to be checked out.
I think all customers who have lost money on those slots should be able to go back and file a class action lawsuit against the casino.
As if there was in fact a glitch, it most likely resulted in a loss for a number of individuals as well.
They are the only ones getting rich from gambling.
They also have legislatures by the cajones in any state that allows casino gambling.
And the biggest error here was the player seeing two numbers and attempting to use public opinion to demand the larger number.
The maximum payout it written in large letters on the machine.
She knows, KNOWS, that this is a glitch.
Nobody in their right mind would expect to win a million from a machine with a 10k max prize.
This isn't about hating the read more and wanting them to pay out, this is about honesty.
This 'winner' is not being honest because they are fully aware of the max payout and to demand more than the max, to sue over it.
I hope this dose of reality has changed your mind.
Not liking the casino is not justification for letting this woman defraud them.
She is fully aware of what her max payout would have been, its up there on the machine itself in big letters.
Not that I agree with Mr.
Rich, above, but I also very seriously doubt your statement.
Maybe that's what they tell the press though.
I work in the gaming industry and can assure you that everything she's said is perfectly true.
AC on this occasion because I'm an insider.
If everyone could refrain from going for just one week, it would bring them to their knees!
This was not a million dollar prize click the following article, the evidence if the glitch is perfectly clear.
You would boycott a casino that failed to give out millions from a machine with a ten thousand dollar grand prize?
I hope you aren't part of the legal system and never sit on a jury.
You aren't interested in the law or the truth, you are interested in punishing the casino for something that is not their fault in any way.
Glitches happen and this one is perfectly obvious.
Your words make you look like a thief.
Was there a jackpot max on this-- i.
The casino refused to pay the jackpot.
The case went to court.
The judgment was that since it said on the glass that if the machine stopped on 777 the prize was X, that constituted a contract between the player and the casino and they had to pay up, which they did.
Soon after that the stickers "Malfunction voids all plays and pays" started to appear on machines, to modify the terms of the contract.
There was a case in New Mexico about 12 years ago where a person hit a large wide-area jackpot and didn't get paid because it was ruled there was a malfunction.
Note, it wasn't the casino that made the decision, nor were they responsible for the payment.
These wide-area jackpot games like Megabucks are leased to casinos for a share of the drop, and the owner of the game is responsible for paying jackpots.
The owner skims off an additional 5% to fund it.
In this case, the owner of the game, a large slot machine manufacturer, declared the machine had malfunctioned and refused to pay.
Because of the bad publicity, the casino paid the player, even though they had no obligation to and had not collected the jackpot fund.
The slot manager committed suicide.
I have been fairly lucky from time to time, but there is definitely a pattern to the payouts.
Weekends and busy times, it's hard to get anything out of the machine.
Week days, especially afternoons I break even or am ahead.
One afternoon, a slot "employee" was hovering around the cluster of machines where I play.
I engaged him in conversation and basically he said "I'm hanging around this area because one of these machines in the cluster is going to hit and I don't want to be on the other side of the building.
They do not exist.
It cut off my comment.
I wonder if I messed up the coding?
Anyway, repeating myself: "Yes, how could there possibly be a pattern to a math-based game?
It must be a scam.
In which case, even if the casino was able to meritoriously argue malfunction, depending on the level of said malfunction, they may be estopped from arguing that it was non-negligent.
It's really not right that the mechanisms behind these machines are so opaque.
But what do the casinos care.
We are now going back to Reno, heard they are starting to pay again, besides that the food, entertainment is a lot better, you are not stuck at one casino, you don't like the one you are playing at, cross the street, the food is fresh, there are 2 casinos in the Sacramento Ca area, the food is slop, has made me sick. do casinos have insurance do casinos have insurance do casinos have insurance do casinos have insurance do casinos have insurance do casinos have insurance

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